Platform Comparison

Ellevest vs Stash

Compare Ellevest and Stash on fees, DRIP, fractional shares and research for dividend investing.

EL

Ellevest

3

Ellevest discontinued its robo-advisor service in February 2025—existing accounts were transferred to Betterment. Private wealth management continues for $500K+ clients.

Higher Rated
ST

Stash

4

A beginner-friendly investing app with the unique Stock-Back card that rewards your spending with fractional shares instead of cash back.

Ellevest vs Stash: Fees, Minimums & DRIP Compared

FeatureEllevestStash
Our Rating3/54/5
Trading CommissionsN/AN/A
Account MinimumN/A$0
Fractional SharesN/AN/A
DRIPN/AAutomatic
Research ToolsAutomatedBasic
Best ForHigh-Net-Worth WomenStock-Back Enthusiasts

Ellevest vs Stash: Pros and Cons

Ellevest

Pros

  • + Private wealth management still available ($500K+ minimum)
  • + Existing robo clients transitioned to Betterment (solid alternative)
  • + Betterment offers similar features with good reputation
  • + Historical focus on women's financial needs was innovative
  • + Career coaching services continue separately

Cons

  • - Robo-advisor service discontinued February 2025
  • - Regular investors can no longer open new accounts
  • - $500K minimum for remaining wealth management services
  • - Transition to Betterment may not suit all former clients

Stash

Pros

  • + Stock-Back debit card earns fractional shares on purchases
  • + Both DIY and Smart Portfolio (automated) investing options
  • + Automatic dividend reinvestment in managed accounts
  • + Fractional shares let you invest any amount
  • + Round-up investing available

Cons

  • - Monthly fees can be expensive for small balances
  • - No tax-loss harvesting available
  • - Stock-Back rewards are modest (0.125% base rate)
  • - Some ETFs have higher expense ratios than alternatives

Which Is Better for Dividend Investors: Ellevest or Stash?

Choose Ellevest if you...

  • Are in Ellevest's core audience: high-net-worth women

Choose Stash if you...

  • Are in Stash's core audience: stock-back enthusiasts
  • Need automatic dividend reinvestment
  • Prefer a higher-rated overall platform

Want the full breakdown of fees, DRIP, and research tools? Read our Ellevest review and Stash review.

Investment Disclaimer

Investing involves risk, including possible loss of principal. Past performance does not guarantee future results. This content is for informational purposes only and should not be considered investment advice.