Terms of Service

Welcome to DividendScope. These Terms of Service ("Terms") govern your use of the DividendScope website located at dividendscope.com (the "Site"). By accessing or using our Site, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Site.

1. Acceptance of Terms

By accessing and using this Site, you accept and agree to be bound by these Terms and our Privacy Policy. We reserve the right to modify these Terms at any time. Your continued use of the Site after any changes constitutes acceptance of the modified Terms.

2. Description of Service

DividendScope provides educational content, reviews, comparisons, and tools related to dividend investing and investment platforms. Our content is designed to help users make informed decisions about their investments, but we do not provide personalized investment advice.

3. Not Financial Advice

Before making any investment decisions, you should:

• Conduct your own research and due diligence
• Consider your personal financial situation, goals, and risk tolerance
• Consult with a qualified financial advisor, accountant, or attorney
• Read all disclosures and terms from any investment platform before opening an account

4. Investment Risks

Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. The value of investments can go down as well as up. Dividend payments are not guaranteed and can be reduced or eliminated at any time.

We make no representations or warranties about:

• The future performance of any investment or strategy
• The accuracy of projected returns or income
• The suitability of any investment for your specific situation
• The continued availability of any dividend payment

5. Affiliate Relationships

DividendScope participates in affiliate programs with various investment platforms and financial services. This means we may receive compensation when you click on links to partner sites and take qualifying actions (such as opening an account). This compensation may influence which products we review and where they appear on our Site, but it does not affect our editorial opinions or ratings.

For complete details, please see our Affiliate Disclosure.

6. Accuracy of Information

We strive to provide accurate and up-to-date information, but we cannot guarantee that all content is complete, accurate, or current. Investment platform features, fees, and offerings may change without notice. Always verify information directly with the platform before making decisions.

We are not responsible for:

• Errors or omissions in our content
• Changes to platform features, fees, or policies after our review
• Third-party content or links
• Decisions made based on our content

7. Intellectual Property

All content on this Site, including text, graphics, logos, images, and software, is the property of DividendScope or its content suppliers and is protected by copyright and other intellectual property laws.

You may not:

• Reproduce, distribute, or republish our content without permission
• Modify or create derivative works from our content
• Use our content for commercial purposes without authorization
• Remove any copyright or proprietary notices

You may share links to our content and quote brief excerpts with proper attribution.

8. User Conduct

When using our Site, you agree not to:

• Violate any applicable laws or regulations
• Infringe on the rights of others
• Transmit any harmful, threatening, or offensive content
• Attempt to gain unauthorized access to our systems
• Interfere with the proper functioning of the Site
• Use automated tools to scrape or collect data from our Site
• Impersonate any person or entity

9. Third-Party Links

Our Site contains links to third-party websites and services. These links are provided for your convenience and do not constitute an endorsement. We have no control over the content, policies, or practices of third-party sites and are not responsible for their accuracy, legality, or security.

10. Limitation of Liability

To the fullest extent permitted by law, DividendScope and its owners, operators, employees, and affiliates shall not be liable for any:

• Direct, indirect, incidental, special, or consequential damages
• Loss of profits, data, or goodwill
• Investment losses or missed opportunities
• Damages resulting from your use of or inability to use the Site
• Damages resulting from any third-party content or links

This limitation applies regardless of the theory of liability, even if we have been advised of the possibility of such damages.

11. Indemnification

You agree to indemnify, defend, and hold harmless DividendScope and its owners, operators, employees, and affiliates from any claims, damages, losses, liabilities, costs, and expenses (including attorney's fees) arising from your use of the Site or violation of these Terms.

12. Disclaimer of Warranties

The Site and all content are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not warrant that:

• The Site will be uninterrupted or error-free
• Defects will be corrected
• The Site is free of viruses or harmful components
• The content is accurate, complete, or current

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles. Any disputes arising from these Terms or your use of the Site shall be resolved in the courts of competent jurisdiction.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy and Affiliate Disclosure, constitute the entire agreement between you and DividendScope regarding your use of the Site.

16. Contact Information

If you have questions about these Terms of Service, please contact us at:

DividendScope
Email: [email protected]