Platform Comparison

J.P. Morgan Self-Directed Investing vs Public

Compare J.P. Morgan Self-Directed Investing and Public on fees, DRIP, fractional shares and research for dividend investing.

JP

J.P. Morgan Self-Directed Investing

4.3

Chase bank's self-directed investing platform with seamless banking integration, commission-free trading, and access to J.P. Morgan research.

Higher Rated
PB

Public

4.4

A transparent, community-focused investing platform that rejects payment for order flow in favor of optional tipping—putting your interests first.

J.P. Morgan Self-Directed Investing vs Public: Fees, Minimums & DRIP Compared

FeatureJ.P. Morgan Self-Directed InvestingPublic
Our Rating4.3/54.4/5
Trading Commissions$0$0
Account Minimum$0$0
Fractional SharesYes$1 minimum
DRIPFreeFree
Research ToolsGoodBasic
Best ForChase Bank CustomersTransparency-Focused Investors

J.P. Morgan Self-Directed Investing vs Public: Pros and Cons

J.P. Morgan Self-Directed Investing

Pros

  • + Commission-free trading on stocks, ETFs, and mutual funds
  • + Seamless integration with Chase banking accounts
  • + Fractional shares available for direct purchases
  • + Free dividend reinvestment with fractional share support
  • + Access to J.P. Morgan proprietary research

Cons

  • - Trading interface feels clunky compared to Merrill Edge
  • - Extremely low 0.01% APY on uninvested cash
  • - No cryptocurrency, futures, or forex trading
  • - Limited investment screeners and analysis tools

Public

Pros

  • + No payment for order flow—potentially better trade execution
  • + Commission-free stocks, ETFs, and options trading
  • + Fractional shares starting at just $1
  • + Free dividend reinvestment with fractional share support
  • + High interest rate on uninvested cash

Cons

  • - No mutual funds available
  • - Limited research and screening tools
  • - Extended hours trading costs $2.99 per order (non-Premium)
  • - Penny stocks cost $2.99 per trade (non-Premium)

Which Is Better for Dividend Investors: J.P. Morgan Self-Directed Investing or Public?

Choose J.P. Morgan Self-Directed Investing if you...

  • Are in J.P. Morgan Self-Directed Investing's core audience: chase bank customers

Choose Public if you...

  • Are in Public's core audience: transparency-focused investors
  • Prefer a higher-rated overall platform

Want the full breakdown of fees, DRIP, and research tools? Read our J.P. Morgan Self-Directed Investing review and Public review.

Investment Disclaimer

Investing involves risk, including possible loss of principal. Past performance does not guarantee future results. This content is for informational purposes only and should not be considered investment advice.