Platform Comparison

Fidelity vs J.P. Morgan Self-Directed Investing

Compare Fidelity and J.P. Morgan Self-Directed Investing on fees, DRIP, fractional shares and research for dividend investing.

Higher Rated
FD

Fidelity

★4.9

The gold standard for dividend investors seeking zero commissions, exceptional research, and automatic DRIP.

Full Review
JP

J.P. Morgan Self-Directed Investing

★4.3

Chase bank's self-directed investing platform with seamless banking integration, commission-free trading, and access to J.P. Morgan research.

Full Review

Fidelity vs J.P. Morgan Self-Directed Investing: Fees, Minimums & DRIP Compared

FeatureFidelityJ.P. Morgan Self-Directed Investing
Our Rating4.9/54.3/5
Trading Commissions$0$0
Account Minimum$0$0
Fractional SharesYesYes
DRIPAutomaticFree
Research ToolsExcellentGood
Best ForLong-Term Dividend InvestorsChase Bank Customers

Fidelity vs J.P. Morgan Self-Directed Investing: Pros and Cons

Fidelity

Pros

  • + Completely free trading for stocks, ETFs, and options
  • + Automatic dividend reinvestment on all eligible securities
  • + Industry-leading research and screening tools
  • + Fractional shares starting at $1
  • + Excellent customer service with 24/7 phone support

Cons

  • - Platform interface can feel overwhelming for complete beginners
  • - Mobile app less intuitive than newer competitors
  • - Some advanced features require desktop platform
  • - Mutual fund minimums can be high ($0-$2,500 depending on fund)

J.P. Morgan Self-Directed Investing

Pros

  • + Commission-free trading on stocks, ETFs, and mutual funds
  • + Seamless integration with Chase banking accounts
  • + Fractional shares available for direct purchases
  • + Free dividend reinvestment with fractional share support
  • + Access to J.P. Morgan proprietary research

Cons

  • - Trading interface feels clunky compared to Merrill Edge
  • - Extremely low 0.01% APY on uninvested cash
  • - No cryptocurrency, futures, or forex trading
  • - Limited investment screeners and analysis tools

Which Is Better for Dividend Investors: Fidelity or J.P. Morgan Self-Directed Investing?

Choose Fidelity if you...

  • Are in Fidelity's core audience: long-term dividend investors
  • Need automatic dividend reinvestment
  • Prefer a higher-rated overall platform

Choose J.P. Morgan Self-Directed Investing if you...

  • Are in J.P. Morgan Self-Directed Investing's core audience: chase bank customers

Want the full breakdown of fees, DRIP, and research tools? Read our Fidelity review and J.P. Morgan Self-Directed Investing review.

Compare Other Platforms

Not sure these are the right fit? Explore more comparisons.

Fidelity vs Charles SchwabFidelity vs M1 FinanceFidelity vs TD AmeritradeJ.P. Morgan Self-Directed Investing vs Charles SchwabJ.P. Morgan Self-Directed Investing vs M1 FinanceJ.P. Morgan Self-Directed Investing vs TD Ameritrade
View All Platforms

Investment Disclaimer

Investing involves risk, including possible loss of principal. Past performance does not guarantee future results. This content is for informational purposes only and should not be considered investment advice.