Platform Comparison

Invstr vs J.P. Morgan Self-Directed Investing

Compare Invstr and J.P. Morgan Self-Directed Investing on fees, DRIP, fractional shares and research for dividend investing.

IV

Invstr

★3.8

Practice investing with $1M in virtual money, learn through gamified courses, then graduate to real trading—the complete beginner-to-investor journey.

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Higher Rated
JP

J.P. Morgan Self-Directed Investing

★4.3

Chase bank's self-directed investing platform with seamless banking integration, commission-free trading, and access to J.P. Morgan research.

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Invstr vs J.P. Morgan Self-Directed Investing: Fees, Minimums & DRIP Compared

FeatureInvstrJ.P. Morgan Self-Directed Investing
Our Rating3.8/54.3/5
Trading CommissionsN/A$0
Account MinimumN/A$0
Fractional SharesN/AYes
DRIPN/AFree
Research ToolsBasicGood
Best ForAbsolute BeginnersChase Bank Customers

Invstr vs J.P. Morgan Self-Directed Investing: Pros and Cons

Invstr

Pros

  • + Free investing course with 85 lessons and certificate
  • + Fantasy Finance: Practice with $1M virtual money
  • + Compete in fantasy leagues and win real prizes
  • + Commission-free real stock and crypto trading
  • + Fractional shares starting at $5

Cons

  • - Real trading has minimum fees ($2.99 full shares, $0.99 fractional)
  • - $5 registration fee for real trading through DriveWealth
  • - Very limited research tools for experienced investors
  • - No mutual funds, bonds, forex, or OTC trading

J.P. Morgan Self-Directed Investing

Pros

  • + Commission-free trading on stocks, ETFs, and mutual funds
  • + Seamless integration with Chase banking accounts
  • + Fractional shares available for direct purchases
  • + Free dividend reinvestment with fractional share support
  • + Access to J.P. Morgan proprietary research

Cons

  • - Trading interface feels clunky compared to Merrill Edge
  • - Extremely low 0.01% APY on uninvested cash
  • - No cryptocurrency, futures, or forex trading
  • - Limited investment screeners and analysis tools

Which Is Better for Dividend Investors: Invstr or J.P. Morgan Self-Directed Investing?

Choose Invstr if you...

  • Are in Invstr's core audience: absolute beginners

Choose J.P. Morgan Self-Directed Investing if you...

  • Are in J.P. Morgan Self-Directed Investing's core audience: chase bank customers
  • Prefer a higher-rated overall platform

Want the full breakdown of fees, DRIP, and research tools? Read our Invstr review and J.P. Morgan Self-Directed Investing review.

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Investment Disclaimer

Investing involves risk, including possible loss of principal. Past performance does not guarantee future results. This content is for informational purposes only and should not be considered investment advice.