Monthly Income Planning

Dividend Paycheck Builder

Build a dividend portfolio that pays you every month of the year

New to this calculator? Read the step-by-step guide

Quick Start Templates

Build Your Monthly Dividend Paycheck

Add dividend stocks to see your monthly income calendar. Combine stocks from different payment schedules to create income every month of the year.

Add Stocks

Monthly Dividend Calendar

Add stocks or try a template to see your monthly income calendar

How the Paycheck Builder Works

Most US stocks pay dividends quarterly, following one of three common schedules. By combining stocks from different schedules, you can create a portfolio that pays you every single month.

Schedule A

Jan, Apr, Jul, Oct

KO, PEP, ITW, GPC

Schedule B

Feb, May, Aug, Nov

PG, ABBV, LOW, CAT

Schedule C

Mar, Jun, Sep, Dec

JNJ, EMR, MCD, XOM

All stocks in this tool are Dividend Aristocrats (25+ years of increases) or Dividend Kings (50+ years), so you're building with the most reliable dividend payers in the market.

1.

Cover all three quarterly schedules (JAJO, FMAN, MJSD) for income every month

2.

Diversify across sectors to reduce the risk of dividend cuts

3.

Balance yield with growth — lower-yield stocks often grow dividends faster

4.

Use DRIP to reinvest dividends until you need the monthly income

Disclaimer

Dividend payment schedules and amounts are approximate estimates based on historical data. Actual payment dates and amounts may vary. Companies can change payment schedules or cut dividends at any time. Past dividend history does not guarantee future payments. Always verify current dividend information before making investment decisions. This is not investment advice.