Platform Comparison

Axos Invest vs Stash

Compare Axos Invest and Stash on fees, DRIP, fractional shares and research for dividend investing.

AX

Axos Invest

3.9

A budget-friendly robo-advisor with automatic rebalancing and tax-loss harvesting at just 0.24% annually—great value but limited customization.

Higher Rated
ST

Stash

4

A beginner-friendly investing app with the unique Stock-Back card that rewards your spending with fractional shares instead of cash back.

Axos Invest vs Stash: Fees, Minimums & DRIP Compared

FeatureAxos InvestStash
Our Rating3.9/54/5
Trading CommissionsN/AN/A
Account Minimum$1$0
Fractional SharesN/AN/A
DRIPYesAutomatic
Research ToolsAutomatedBasic
Best ForCost-Conscious BeginnersStock-Back Enthusiasts

Axos Invest vs Stash: Pros and Cons

Axos Invest

Pros

  • + Very low 0.24% annual advisory fee
  • + No account minimum for managed portfolios ($1 to start)
  • + Automatic dividend reinvestment (DRIP) included
  • + Tax-loss harvesting at no extra cost
  • + Automatic portfolio rebalancing

Cons

  • - Limited portfolio customization—can't exclude specific ETFs
  • - Only 5 pre-built portfolios to choose from
  • - No direct indexing or advanced tax strategies
  • - Customer support limited to business hours

Stash

Pros

  • + Stock-Back debit card earns fractional shares on purchases
  • + Both DIY and Smart Portfolio (automated) investing options
  • + Automatic dividend reinvestment in managed accounts
  • + Fractional shares let you invest any amount
  • + Round-up investing available

Cons

  • - Monthly fees can be expensive for small balances
  • - No tax-loss harvesting available
  • - Stock-Back rewards are modest (0.125% base rate)
  • - Some ETFs have higher expense ratios than alternatives

Which Is Better for Dividend Investors: Axos Invest or Stash?

Choose Axos Invest if you...

  • Are in Axos Invest's core audience: cost-conscious beginners
  • Need automatic dividend reinvestment

Choose Stash if you...

  • Are in Stash's core audience: stock-back enthusiasts
  • Need automatic dividend reinvestment
  • Prefer a higher-rated overall platform

Want the full breakdown of fees, DRIP, and research tools? Read our Axos Invest review and Stash review.

Investment Disclaimer

Investing involves risk, including possible loss of principal. Past performance does not guarantee future results. This content is for informational purposes only and should not be considered investment advice.