Platform Comparison

Invstr vs Stash

Compare Invstr and Stash on fees, DRIP, fractional shares and research for dividend investing.

IV

Invstr

3.8

Practice investing with $1M in virtual money, learn through gamified courses, then graduate to real trading—the complete beginner-to-investor journey.

Higher Rated
ST

Stash

4

A beginner-friendly investing app with the unique Stock-Back card that rewards your spending with fractional shares instead of cash back.

Invstr vs Stash: Fees, Minimums & DRIP Compared

FeatureInvstrStash
Our Rating3.8/54/5
Trading CommissionsN/AN/A
Account MinimumN/A$0
Fractional SharesN/AN/A
DRIPN/AAutomatic
Research ToolsBasicBasic
Best ForAbsolute BeginnersStock-Back Enthusiasts

Invstr vs Stash: Pros and Cons

Invstr

Pros

  • + Free investing course with 85 lessons and certificate
  • + Fantasy Finance: Practice with $1M virtual money
  • + Compete in fantasy leagues and win real prizes
  • + Commission-free real stock and crypto trading
  • + Fractional shares starting at $5

Cons

  • - Real trading has minimum fees ($2.99 full shares, $0.99 fractional)
  • - $5 registration fee for real trading through DriveWealth
  • - Very limited research tools for experienced investors
  • - No mutual funds, bonds, forex, or OTC trading

Stash

Pros

  • + Stock-Back debit card earns fractional shares on purchases
  • + Both DIY and Smart Portfolio (automated) investing options
  • + Automatic dividend reinvestment in managed accounts
  • + Fractional shares let you invest any amount
  • + Round-up investing available

Cons

  • - Monthly fees can be expensive for small balances
  • - No tax-loss harvesting available
  • - Stock-Back rewards are modest (0.125% base rate)
  • - Some ETFs have higher expense ratios than alternatives

Which Is Better for Dividend Investors: Invstr or Stash?

Choose Invstr if you...

  • Are in Invstr's core audience: absolute beginners

Choose Stash if you...

  • Are in Stash's core audience: stock-back enthusiasts
  • Need automatic dividend reinvestment
  • Prefer a higher-rated overall platform

Want the full breakdown of fees, DRIP, and research tools? Read our Invstr review and Stash review.

Investment Disclaimer

Investing involves risk, including possible loss of principal. Past performance does not guarantee future results. This content is for informational purposes only and should not be considered investment advice.